tag:blogger.com,1999:blog-2860322454492004412011-10-10T08:33:22.379-04:00Maria Elena Ariashttp://www.blogger.com/profile/03281262758854952317noreply@blogger.comBlogger1631100tag:blogger.com,1999:blog-286032245449200441.post-52934575621101196992011-05-27T11:07:00.001-04:002011-05-27T11:07:26.845-04:00

According to Florida Association of Realtors: Eligible applicants could receive up to $18,000 from funds available through two Florida Hardest Hit programs. Providing that full amount to 40,000 people accounts for $720 million of Florida’s nearly $1.1 billion allocation. More homeowners than that will receive assistance from the fund through the program’s five-year lifespan…..read here for

Maria Elena Ariashttp://www.blogger.com/profile/03281262758854952317noreply@blogger.comtag:blogger.com,1999:blog-286032245449200441.post-5115506431713698862011-05-27T11:00:00.001-04:002011-05-27T11:00:22.308-04:00

According to Real Estate Journal Online: Fannie Mae released new guidelines yesterday in an effort to make the process of obtaining such a loan modification easier and more reliable while still excluding strategic defaulters from the process……read more here:  Real Estate Journal Online » Blog Archive » Fannie Mae Changes the Rules on Loan Mods, Imminent Default

Maria Elena Ariashttp://www.blogger.com/profile/03281262758854952317noreply@blogger.comtag:blogger.com,1999:blog-286032245449200441.post-78486999987149913182011-02-09T19:38:00.001-05:002011-02-09T19:38:47.925-05:00

As reported in Florida Realtors:  More buyers are paying cash for real estate. About 28 percent of sales were all-cash transactions last year…. We are experiencing this in our title business.  Most of our deals are All CASH…..read on…..All-cash deals offer big boost to housing market

Maria Elena Ariashttp://www.blogger.com/profile/03281262758854952317noreply@blogger.comtag:blogger.com,1999:blog-286032245449200441.post-85677821486247188302011-01-29T19:55:00.001-05:002011-01-29T19:55:23.644-05:00

This just confirms what I have been saying all along………..the mortgage modification is not the solution…………The short sale process is the dignified solution to the distressed homeowner….. Florida Realtors reporrts:  A mortgage modification program aimed at saving homeowners from foreclosure has failed because regulators are “afraid to rein in or impose penalties on the mortgage servicers”

Maria Elena Ariashttp://www.blogger.com/profile/03281262758854952317noreply@blogger.comtag:blogger.com,1999:blog-286032245449200441.post-64572948790198515332011-01-18T07:32:00.001-05:002011-01-18T07:32:53.423-05:00

“It takes 449 days, on average, to complete a foreclosure on a Freddie Mac loan” If your mortgage is held by Freddie Mac, then you are one of over 12 million single-family homeowners, or part of approximately 23 percent of the market….read more on this interesting article here……Realty Times - Freddie Mac and Foreclosure

Maria Elena Ariashttp://www.blogger.com/profile/03281262758854952317noreply@blogger.comtag:blogger.com,1999:blog-286032245449200441.post-29299084307887909782011-01-14T15:10:00.001-05:002011-01-14T15:10:50.078-05:00

As Per Florida Realtors “a full housing recovery is still at more than two years away”     Read entire story here:  Forecast sees job growth lifting housing in 2011

Maria Elena Ariashttp://www.blogger.com/profile/03281262758854952317noreply@blogger.comtag:blogger.com,1999:blog-286032245449200441.post-58535659068817326102011-01-14T15:08:00.001-05:002011-01-14T15:08:12.586-05:00

AS per Florida Realtors….. After a pivotal court ruling last Friday in Massachusetts, lenders are likely to be more willing to help homeowners who are struggling to make their mortgage payments.  Read entire article here :   Lenders may be not-so-fast to foreclose

Maria Elena Ariashttp://www.blogger.com/profile/03281262758854952317noreply@blogger.comtag:blogger.com,1999:blog-286032245449200441.post-83118757275089026662011-01-10T20:28:00.001-05:002011-01-10T20:28:07.251-05:00

The Mortgage Deficiency Judgment, its on  the Public Records for 20 years and it can cause so much havoc in your financial life.  IF there is one reason to attempt a Short Sale, this is it….to avoid that Judgment…… Although some banks, such as Bank of America and Chase will not waive their right to pursue a future collection in a short sale, it is always better than a mortgage foreclosure.   Read

Maria Elena Ariashttp://www.blogger.com/profile/03281262758854952317noreply@blogger.comtag:blogger.com,1999:blog-286032245449200441.post-56386923810084763342010-12-12T08:24:00.001-05:002010-12-12T08:24:49.045-05:00

U.S. credit bureau TransUnion predicted Thursday the number of delinquent mortgage accounts would drop by nearly 20 percent next year…..read nore here:  Forecast: Fewer foreclosures on horizon

Maria Elena Ariashttp://www.blogger.com/profile/03281262758854952317noreply@blogger.comtag:blogger.com,1999:blog-286032245449200441.post-31829005167367375462010-11-29T16:40:00.001-05:002010-11-29T16:40:04.129-05:00

As Per  Florida REALTORS: Fannie Mae and Freddie Mac gave the go-ahead this week to restart sales of their foreclosed properties, which had been on hold since September when it was revealed that flawed or fraudulent court documents may have been used to repossess homes ……  read entire story: Fannie Mae, Freddie Mac give the ‘go-ahead’ to resume sales of foreclosed homes

Maria Elena Ariashttp://www.blogger.com/profile/03281262758854952317noreply@blogger.comtag:blogger.com,1999:blog-286032245449200441.post-15449048987023987072010-11-09T07:08:00.001-05:002010-11-09T07:08:23.451-05:00

This article in Realty Times by Bob Hunt raises a very interesting question and the ruling from the California’s 4th Appellate Court, is certainly  a concern for Brokers across the nation that are engaging in short sales.   The disclosure process to a Buyer in a short sale may take on a different twist……please read this very interesting case law that might come to your State. Suppose you had a

Maria Elena Ariashttp://www.blogger.com/profile/03281262758854952317noreply@blogger.comtag:blogger.com,1999:blog-286032245449200441.post-67269668853568416072010-10-11T08:44:00.001-04:002010-10-11T08:45:55.568-04:00

CDPE BlogPosted: 10 Oct 2010 12:52 PM PDTIt’s hard to miss the news in real estate today: major lenders are investigating issues in their foreclosure processes. To date, GMAC (now Ally Financial), JPMorgan Chase and Bank of America have announced foreclosure freezes to review how their companies are handling the process. While most lenders have stalled foreclosure procedures in roughly half the

Maria Elena Ariashttp://www.blogger.com/profile/03281262758854952317noreply@blogger.comtag:blogger.com,1999:blog-286032245449200441.post-6984048509394195752010-10-07T08:28:00.001-04:002010-10-07T08:28:43.963-04:00

If you are working with foreign buyers, or thinking of it…..read this article and then decide that you MUST educate yourself on the nuances of how to structure their purchases and sales in the U.S.    “I have never seen such a high concentration of foreign nationals acquiring real estate,” says Peter Zalewski, who has been in real estate for 15 years and founded Condo Vultures, a consulting and

Maria Elena Ariashttp://www.blogger.com/profile/03281262758854952317noreply@blogger.comtag:blogger.com,1999:blog-286032245449200441.post-8053657037855493712010-09-28T08:30:00.001-04:002010-09-28T08:30:20.227-04:00

If the Investors holding the notes came to their “common senses” then this new H.R. 6133 bill would work…….the hold up is at the investors level..PERIOD!!!!   Tackle that one please!    U.S. Representative Robert Andrews (D-N.J.) and Tom Rooney (R-Fla) offered up new legislation to Congress last week. H.R. 6133, "Prompt Decision for Qualification of Short Sale Act of 2010," is an effort from

Maria Elena Ariashttp://www.blogger.com/profile/03281262758854952317noreply@blogger.comtag:blogger.com,1999:blog-286032245449200441.post-73754341113606106212010-09-27T21:29:00.001-04:002010-09-27T21:29:30.415-04:00

The problems with the Florida foreclosure mills gets more interesting……….. as per Florida REALTORS…..WASHINGTON – Sept. 27, 2010 – A trio of congressional Democrats is demanding to know why government-backed mortgage giant Fannie Mae has entrusted many of its foreclosure cases to Florida law firms that stand accused of fabricating or backdating numerous court documents.   Read on : Lawmakers

Maria Elena Ariashttp://www.blogger.com/profile/03281262758854952317noreply@blogger.comtag:blogger.com,1999:blog-286032245449200441.post-76315183938890612842010-09-21T21:17:00.001-04:002010-09-21T21:17:47.718-04:00

It turns out the recession ended more than a year ago. Feeling better now?  NOT!!!!!!!!   Read on:   The recession is over! So where’s the party? Compliments of Florida REALTORS

Maria Elena Ariashttp://www.blogger.com/profile/03281262758854952317noreply@blogger.comtag:blogger.com,1999:blog-286032245449200441.post-57977449406707358282010-09-21T08:24:00.001-04:002010-09-21T08:24:29.230-04:00

Remember the afternoon soap opera “Dark Shadows”……it kept you in suspense….well, the “Shadow Inventory” is doing the same and POOOF!! … it seems like a No SHOW…….For the last year, the real estate industry has been talking about shadow inventory and the coming flood of distressed properties. Where are they?   Read on: Where is the shadow inventory? From Florida Realtors….

Maria Elena Ariashttp://www.blogger.com/profile/03281262758854952317noreply@blogger.comtag:blogger.com,1999:blog-286032245449200441.post-28224071952607969472010-09-17T15:00:00.001-04:002010-09-17T15:00:08.935-04:00

The federal homebuyer tax credit did its job to boost the real estate market, but many involved – from buyers to the IRS – have run into problems with confusing wording and stipulations Homebuyer tax credit causing headaches and trouble

Maria Elena Ariashttp://www.blogger.com/profile/03281262758854952317noreply@blogger.comtag:blogger.com,1999:blog-286032245449200441.post-2778847857826286012010-09-16T07:33:00.001-04:002010-09-16T07:38:09.787-04:00

Two leading indicators -- applications for purchase mortgages and the number of homebuyers entering into contracts to purchase homes -- suggest sales of resale homes hit bottom in July and will rebound this fall....Have existing-home sales hit bottom? | Inman News

Maria Elena Ariashttp://www.blogger.com/profile/03281262758854952317noreply@blogger.comtag:blogger.com,1999:blog-286032245449200441.post-1520785739054148182010-09-07T07:37:00.002-04:002010-09-07T07:39:18.752-04:00

Short Refinance Program Initiated In an effort to help homeowners who owe more on their homes than they’re currently worth, the government will initiate its “short refinance” program on Tuesday, September 7, 2010.According to an August 6 Mortgagee Letter released by HUD (click here to download the entire letter), the program will allow “borrowers who are current on their mortgage to qualify for

Maria Elena Ariashttp://www.blogger.com/profile/03281262758854952317noreply@blogger.comtag:blogger.com,1999:blog-286032245449200441.post-7924524127732521522010-09-05T08:58:00.002-04:002010-09-05T09:04:06.328-04:00

From CPDE Blog:Warning to Servicers: Fannie Mae is Watching for DelaysPosted: 03 Sep 2010 07:07 AM PDTFannie Mae has put loan servicers on notice: take too long to complete foreclosures and you could face fines.Through a recent announcement, the government-sponsored enterprise has created timeframes for completing foreclosure proceedings (see their foreclosure timeframes for more information on a

Maria Elena Ariashttp://www.blogger.com/profile/03281262758854952317noreply@blogger.comtag:blogger.com,1999:blog-286032245449200441.post-84779662963012828692010-08-21T10:34:00.001-04:002010-08-21T10:34:51.295-04:00

The demise of a dis-service to sellers and buyers is finally coming to an end……I can’t say that I’m surprised to hear of this business failure.   Buying and Selling a home in ANY enviroment requires the professional services of a REALTOR.  In this current real estate market, it is risky , to say the least, for a seller to consider selling his property as  For Sale by Owner.   The buyers need even

Maria Elena Ariashttp://www.blogger.com/profile/03281262758854952317noreply@blogger.comtag:blogger.com,1999:blog-286032245449200441.post-18279362747676966892010-08-11T08:03:00.001-04:002010-08-11T08:03:31.814-04:00

Are short sales here to stay?????  They are for a much longer time than we realize…..”The number of short sales in the market has more than tripled since 2008, with the estimated annual volume at 400,000. Multiple variables indicate short sales will continue to be a frequent and important part of the mortgage industry”  read on….CoreLogic releases 2010 Short Sale Research Study

Maria Elena Ariashttp://www.blogger.com/profile/03281262758854952317noreply@blogger.comtag:blogger.com,1999:blog-286032245449200441.post-92008113423948792832010-08-11T07:26:00.001-04:002010-08-11T07:26:35.753-04:00

According to Florida REALTORS…South Florida home values suffered the worst decline of 25 large metropolitan areas in the second quarter of this year, falling 15 percent compared with 2009, according to a national real estate report….READ ON..South Florida home values see nation’s biggest drop in a year

Maria Elena Ariashttp://www.blogger.com/profile/03281262758854952317noreply@blogger.comtag:blogger.com,1999:blog-286032245449200441.post-60706618242959210442010-07-30T08:09:00.001-04:002010-07-30T08:09:06.760-04:00

Rumors are flying that the health-care legislation Congress passed this year will impose a sales tax on all real estate sales. But the rumors are based only partly on fact. Although there is a new tax, it will not apply to everyone, and existing tax breaks for home sales will remain in place.   Read on here: Benny L. Kass - Fact or fiction? The health-care law and real estate tax

Maria Elena Ariashttp://www.blogger.com/profile/03281262758854952317noreply@blogger.comtag:blogger.com,1999:blog-286032245449200441.post-85946126194541586042010-07-27T06:20:00.001-04:002010-07-27T06:20:26.055-04:00

New FNMA appraisal guidelines became effective as of June 30,2010.   Let’s hope that these new guidelines will be beneficial to stimulating more “real” appraised values and more loans being approved…. Read entire story here:  Realty Times - Fannie Mae Addresses Appraisal Concerns

Maria Elena Ariashttp://www.blogger.com/profile/03281262758854952317noreply@blogger.comtag:blogger.com,1999:blog-286032245449200441.post-84611102025188150602010-07-24T09:29:00.001-04:002010-07-24T09:29:46.661-04:00

As I read this article, I thought to myself, WOW its like playing with long term stocks, only its real estate…..amazing concept.   The strategy is really not risky at all when you analyze the concept.  Bring money to the table to either sell your home or refinance it and either get into that BIGGER home or  lower your mortgage payments considerably……BRILLIANT!!!  But its not for everyone.   Here

Maria Elena Ariashttp://www.blogger.com/profile/03281262758854952317noreply@blogger.comtag:blogger.com,1999:blog-286032245449200441.post-48567658276186731702010-07-23T09:22:00.001-04:002010-07-23T09:22:54.955-04:00

Is Bankruptcy the right solution for a homeowner facing foreclosure or in financial distress with their mortgage?  Is Bankruptcy better than a Short Sale?  What if I’m in foreclosure, should I file for bankruptcy?   I get this question asked during my seminars all the time.  First, I’m not an attorney, so I never offer legal advice.  But I always refer them to my strategic alliances with

Maria Elena Ariashttp://www.blogger.com/profile/03281262758854952317noreply@blogger.comtag:blogger.com,1999:blog-286032245449200441.post-1388927396546015492010-07-19T20:14:00.001-04:002010-07-19T20:14:53.238-04:00

“Under a new Florida law, homeowner association boards can go after renters for association fees when the homeowners fail to pay up.” …Florida Realtors.  It’s about time that this happened.  Its taken too long for this law to be passed.   Many Community Association issues could have been curtailed.  But no sense, crying over spilled milk, and let’s be proactive about this new law.  I believe

Maria Elena Ariashttp://www.blogger.com/profile/03281262758854952317noreply@blogger.comtag:blogger.com,1999:blog-286032245449200441.post-21513024644816409092010-07-13T22:00:00.001-04:002010-07-13T22:00:41.498-04:00

These are staggering numbers that represent the financial crises we find ourselves living.  Thank you to Condo Vultures for this report:  read on: Banks repossessed an average of 4,000 South Florida properties per month in the first half of 2010, representing an 83 percent year-over-year increase for the tricounty region of Miami-Dade, Broward, and Palm Beach, according to a new report from

Maria Elena Ariashttp://www.blogger.com/profile/03281262758854952317noreply@blogger.comtag:blogger.com,1999:blog-286032245449200441.post-50300468493280160952010-07-13T21:43:00.001-04:002010-07-13T21:43:33.850-04:00

Banks selling their loans to Fannie Mae can no longer simply drop the appraisal value……Its time for a change….what took them so long…read on:Some banks lower appraisals, killing sales

Maria Elena Ariashttp://www.blogger.com/profile/03281262758854952317noreply@blogger.comtag:blogger.com,1999:blog-286032245449200441.post-24805159988965390282010-07-12T17:56:00.001-04:002010-07-12T17:56:45.293-04:00

Imagine this…wealthy homeowners are in big time foreclosure crisis also.  But some of them handle it like…Oh Well..let’s just walk away and deal with it later.  Makes you ponder……. read entire article here:  Well-heeled walking away from $1M+ mortgages

Maria Elena Ariashttp://www.blogger.com/profile/03281262758854952317noreply@blogger.comtag:blogger.com,1999:blog-286032245449200441.post-13370245135364091822010-06-22T21:06:00.001-04:002010-06-22T21:06:47.052-04:00

According to Florida Realtors:  More troubled mortgage borrowers are failing out of the Obama administration’s foreclosure-prevention program than are winning permanently lower home payments, the government reported Monday. Go here for the story:  Modified mortgages faltering

Maria Elena Ariashttp://www.blogger.com/profile/03281262758854952317noreply@blogger.comtag:blogger.com,1999:blog-286032245449200441.post-84915650216854382752010-06-21T16:19:00.001-04:002010-06-21T16:19:57.908-04:00

For property owners, consequences of adverse possession can be costly. A claim can cloud the title and affect future sales.   Scammers are taking over homes that are vacant and claiming adverse possession….read more here:   Squatters take over homes, causes housing crisis

Maria Elena Ariashttp://www.blogger.com/profile/03281262758854952317noreply@blogger.comtag:blogger.com,1999:blog-286032245449200441.post-39390690818812461342010-06-17T11:35:00.001-04:002010-06-17T11:35:36.352-04:00

News wires are buzzing with reports that the Senate just approved an extension of the homebuyer tax credit's June 30 closing deadline. THESE HEADLINES ARE MISLEADING!!! The June 30 closing deadline has not been extended...but it was accepted as an amendment to the Tax Extenders Bill.  Go here to read entire story: Homebuyer Tax Credit Deadline NOT Extended. But Senate Vote Adds Reid

Maria Elena Ariashttp://www.blogger.com/profile/03281262758854952317noreply@blogger.comtag:blogger.com,1999:blog-286032245449200441.post-58774191275973862222010-06-14T10:29:00.001-04:002010-06-14T10:29:33.143-04:00

Take Notice:  Homeowners just walking away better think again… ….  there is a HUGE possibility your lender will pursue recovery from you…..Know your options …there are many ways to resolve your current mortgage crisis ….. re-think NOW!!! Experts predict that mortgage companies will begin to sue home owners in the next two years, including borrowers who ransack a house that has been lost to

Maria Elena Ariashttp://www.blogger.com/profile/03281262758854952317noreply@blogger.comtag:blogger.com,1999:blog-286032245449200441.post-36609411200112743802010-06-14T10:23:00.001-04:002010-06-14T10:23:16.804-04:00

It is my belief that this an accurate prediction.  Realistic ….. We think the market will be flat in nominal terms for three to five years," remarked Humphries. "We are not going to hit bottom and see a V-shaped recovery."  read on… REALTOR® Magazine-Daily News-A Real Estate Recovery in 2013

Maria Elena Ariashttp://www.blogger.com/profile/03281262758854952317noreply@blogger.comtag:blogger.com,1999:blog-286032245449200441.post-33966759060980535432010-06-14T10:20:00.001-04:002010-06-14T10:20:20.354-04:00

Well, its about time this was addressed.  We have several short sales that are under contract in our office for first time homebuyers seeking the Tax Credit.   Although we are working diligently to have the short sales approved in time, there are many other variables that go into play such as the buyer’s financing that may not allow us to close by the June 30, 2010 deadline date.   We are happy

Maria Elena Ariashttp://www.blogger.com/profile/03281262758854952317noreply@blogger.comtag:blogger.com,1999:blog-286032245449200441.post-951202029100509392010-06-11T07:44:00.001-04:002010-06-11T07:44:34.275-04:00

If you answered Yes, then you will want to meet with my friend Valeria Grunbaum.   She is an amazing woman in real estate with a Marketing background that is floating to the top quickly amongst the highest real estate organizations.  The knowledge, tools and expertise that she has to share in her forums is Critical information for you to succeed as an International Real Estate Guru…..take a look

Maria Elena Ariashttp://www.blogger.com/profile/03281262758854952317noreply@blogger.comtag:blogger.com,1999:blog-286032245449200441.post-60097575423092796082010-06-11T07:23:00.001-04:002010-06-11T07:23:49.458-04:00

A New law that goes into effect July 1, 2010 in Florida may not only help their distressed condo real estate market but also may lead to similar laws in other states  Go here to read:  Realty Times - Distressed-Condo Market Gets Help?

Maria Elena Ariashttp://www.blogger.com/profile/03281262758854952317noreply@blogger.comtag:blogger.com,1999:blog-286032245449200441.post-36213604670202243042010-06-03T10:06:00.001-04:002010-06-03T10:06:28.481-04:00

There’s another “H” in town…..H as is in HAFA…..so many programs are available, only the future will tell if all these “H” programs will really help the Homeowners in Distress…..if the Lender’s don’t cooperate, it’s just another “H” word….. Take a look at Fannie’s and Freddie’s new program… Introduction of Home Affordable Foreclosure Alternatives Program On June 1, 2010, Fannie Mae

Maria Elena Ariashttp://www.blogger.com/profile/03281262758854952317noreply@blogger.comtag:blogger.com,1999:blog-286032245449200441.post-90572307794426609962010-06-02T21:02:00.000-04:002010-06-02T21:03:03.092-04:00

Today, Governor Charlie Crist signed HB 965 into law, which provides temporary property tax relief for some who own properties that have been significantly affected by Chinese drywall. When the property appraiser determines that a single-family residential property is affected by drywall with elevated levels of elemental sulfur that results in corrosion of certain metals and needs remediation

Maria Elena Ariashttp://www.blogger.com/profile/03281262758854952317noreply@blogger.comtag:blogger.com,1999:blog-286032245449200441.post-88429315837945620872010-06-01T14:54:00.001-04:002010-06-01T14:54:44.720-04:00

If you haven’t heard the news….if you have not come across a foreign buyer….where have you been????  Probably not in Florida……It is very true and real, we are in foreign buyer heaven….they know that Florida is at “Feline’s Basement Bargain prices….and they are HERE!!!!   “Lured by rock-bottom prices, international buyers are now flocking to buy Florida properties. It’s especially true in

Maria Elena Ariashttp://www.blogger.com/profile/03281262758854952317noreply@blogger.comtag:blogger.com,1999:blog-286032245449200441.post-40847706076414694212010-06-01T11:13:00.001-04:002010-06-01T11:13:24.893-04:00

“This is a new trend starting to take hold of the Condo market in South Florida…."We are entering the phase of the real estate cycle where the lenders, not the developers, are dictating the course of the condo market going forward in Greater Miami," said Peter Zalewski, a principal with the Bal Harbour, Fla.-based real estate consultancy Condo Vultures® LLC. "This is a position that lenders are

Maria Elena Ariashttp://www.blogger.com/profile/03281262758854952317noreply@blogger.comtag:blogger.com,1999:blog-286032245449200441.post-91965732930399736332010-06-01T08:05:00.001-04:002010-06-01T08:05:25.038-04:00

Do you know someone who has been scammed by mortgage modification programs…???? “The administration's existing program has already spawned fraudulent schemes, the report said, such as one in which borrowers are tricked by "thieves" into paying upfront for modifications that never materialize”   Go here to read entire story:  Realty Times - PreventLoanScams.com Coalition Goes After Mortgage

Maria Elena Ariashttp://www.blogger.com/profile/03281262758854952317noreply@blogger.comtag:blogger.com,1999:blog-286032245449200441.post-68811647199773825102010-06-01T07:37:00.001-04:002010-06-01T07:37:45.568-04:00

So what are the numbers really saying about our housing industry…..are we really out of the woods?   See for yourself…. “If you look at the latest housing numbers released last week by the Commerce Department and the National Association of Realtors, you'd have to say, "Wow! We are on track for an amazing year in sales -- and maybe even prices."  Go here to read entire story: Realty Times - Real

Maria Elena Ariashttp://www.blogger.com/profile/03281262758854952317noreply@blogger.comtag:blogger.com,1999:blog-286032245449200441.post-16854348081486342052010-06-01T06:46:00.001-04:002010-06-01T06:46:41.820-04:00

Many have asked me what is this Shadow Inventory………Well, its not a good thing to start with, and the numbers are increasing.  The positive side is that there are many opportunities for investing in real estate. “…there is currently a shadow, or "dark cloud", inventory of something more than 5 million homes in the U.S. -- roughly equal to the total number of existing homes sold in 2009. Naturally

Maria Elena Ariashttp://www.blogger.com/profile/03281262758854952317noreply@blogger.comtag:blogger.com,1999:blog-286032245449200441.post-90260825801230287972010-05-22T15:49:00.001-04:002010-05-22T15:49:52.096-04:00

The success of HAFA will not depend solely on the implementation of the new guidelines and procedures. A great deal will also depend on the cooperation and participation of parties that, so far, have provided some of the greatest impediments to successful short sales…the junior lien holders.  Click here to read entire story:Realty Times - Junior Lien Holders May Be Key To HAFA Success

Maria Elena Ariashttp://www.blogger.com/profile/03281262758854952317noreply@blogger.comtag:blogger.com,1999:blog-286032245449200441.post-61838033702744455272010-05-21T14:59:00.001-04:002010-05-21T14:59:25.785-04:00

If the banks would realize that many of the homeowners are NOT interested in a loan modification, but in actually getting out of the house via “short sale” there would be alot less foreclosures and REO “Bank Owned Properties” going into the marketplace.  It will take years for the homes with “underwater” mortgages to realize any equity and the loan modifications ARE NOT viable options for these

Maria Elena Ariashttp://www.blogger.com/profile/03281262758854952317noreply@blogger.comtag:blogger.com,1999:blog-286032245449200441.post-52056684958779885342010-05-19T07:24:00.001-04:002010-05-19T07:24:24.498-04:00

As a title agent in business for over 30+ years, i’ve seen alot of issues with respect to property boundary lines.  I’ve seen a developer build a house on a lot with the easement running two feet in one of the bedrooms….Ouch!!!! Not a good one to try to resolve….however, with the proper releases from the city and utility companies, it was cleared.  I always suggest that a buyer of a property

Maria Elena Ariashttp://www.blogger.com/profile/03281262758854952317noreply@blogger.comtag:blogger.com,1999:blog-286032245449200441.post-74659239561962543202010-05-18T15:41:00.001-04:002010-05-18T15:41:56.989-04:00

A SLOOOOOOW start to HAMP Mods???? Why is this so surprising?  The lenders have known about this coming for months and they are still off to a slow start?  Read this article…I truly hope that this program will be successful, but its not for everyone.  If you’d like more information on HAMP and HAFA, contact me and I’ll be happy to give a one-on-one or group presentation on its procedures and

Maria Elena Ariashttp://www.blogger.com/profile/03281262758854952317noreply@blogger.comtag:blogger.com,1999:blog-286032245449200441.post-8808245137466601292010-05-10T07:34:00.001-04:002010-05-10T07:36:58.995-04:00

Do you have crystal ball?  Can you predict the future?   Economic experts believe that the worst is over…….oh yea and remember those Jumbo Loans…….they're BACK.... READ ON….Mega-investor Warren Buffett and a group of top corporate leaders are weighing in on a key issue that's crucial to a sustained real estate recovery: How long will the good economic news we've been getting lately continue?

Maria Elena Ariashttp://www.blogger.com/profile/03281262758854952317noreply@blogger.comtag:blogger.com,1999:blog-286032245449200441.post-82923588234058890192010-05-06T09:30:00.001-04:002010-05-06T09:30:18.829-04:00

This is a very interesting article for investors.   Condo’s they are depleting fast.  Take a look: Bottom fishing for Florida condominiums is over. Waiting on prices to drop was a 'yesterday' strategy. Buying fractional condo before the owner or lender starts getting multiple offers is 'today.' Click here to read entire story:  Realty Times - Florida's Distressed Condo Relief Act Should

Maria Elena Ariashttp://www.blogger.com/profile/03281262758854952317noreply@blogger.comtag:blogger.com,1999:blog-286032245449200441.post-25264789042821763192010-05-04T15:57:00.001-04:002010-05-04T15:57:41.266-04:00

I recently spoke at The International Real Estate Experts Panel event held at the Trump Towers in Sunny Isles.  The message was very clear that the foreign investor is a very viable purchaser with lots of cash and lots of specializing needed to direct them to good properties to purchase.  Take a look at this…..Condominiums are now selling faster in Central Florida than they did at the peak of

Maria Elena Ariashttp://www.blogger.com/profile/03281262758854952317noreply@blogger.comtag:blogger.com,1999:blog-286032245449200441.post-52288416762086061802010-05-04T10:44:00.001-04:002010-05-04T10:44:05.099-04:00

Even though the deadline for the tax credit has come and gone, there are still many potential new Homebuyers still actively looking for their new dream home.  More than 90 percent of consumers believe the homebuyer tax credits helped both first-time homebuyers and the U.S. housing market overall. Among consumers actually shopping for homes, 65 percent believe that the end of the tax credits

Maria Elena Ariashttp://www.blogger.com/profile/03281262758854952317noreply@blogger.comtag:blogger.com,1999:blog-286032245449200441.post-1532141386662127742010-05-04T10:25:00.001-04:002010-05-04T10:25:55.146-04:00

These are great signs that we are seeing light at the end of the tunnel……although a long road ahead for recovery, but we are starting to move forward …. Florida real estate markets show the first tentative signs of recovering from the most painful recession in the state's history, according to the latest University of Florida (UF) report. Click here to read entire story: UF: Florida real estate

Maria Elena Ariashttp://www.blogger.com/profile/03281262758854952317noreply@blogger.comtag:blogger.com,1999:blog-286032245449200441.post-29025722223746361322010-04-27T06:34:00.001-04:002010-04-27T06:34:07.881-04:00

"Undisclosed payments in short sale transactions, especially those paid outside of escrow, may violate the law, including RESPA, laws against loan fraud, and licensing laws." Click here to read more: Realty Times - Undisclosed Short Sale Payments May Lead to Trouble

Maria Elena Ariashttp://www.blogger.com/profile/03281262758854952317noreply@blogger.comtag:blogger.com,1999:blog-286032245449200441.post-57170147655681653012010-04-22T12:16:00.001-04:002010-04-22T12:16:32.357-04:00

Florida's existing home sales soared in March, growing 25 percent compared to the same time last year and topping February sales by 37 percent. Go here to read entire story:  Palm Beach County home sales leap 23 percent

Maria Elena Ariashttp://www.blogger.com/profile/03281262758854952317noreply@blogger.comtag:blogger.com,1999:blog-286032245449200441.post-74025606980785624612010-04-14T14:01:00.001-04:002010-04-14T14:01:41.327-04:00

Top banking industry executives are skeptical about helping troubled borrowers by forgiving a portion of their debt.   Click to read entire article:Banking execs skeptical on mortgage reductions

Maria Elena Ariashttp://www.blogger.com/profile/03281262758854952317noreply@blogger.comtag:blogger.com,1999:blog-286032245449200441.post-1720712949502713952010-04-06T20:32:00.001-04:002010-04-06T20:32:51.361-04:00

SHAME….SHAME……ON YOU!!! The mortgage crisis is causing more than just heartburn for homeowners. It’s changing their moral compass. Homeowners are walking away – even when they can afford their payments. Some loot on the way out the door, carting off light fixtures, appliances, anything of value. Click here to read entire story: Default can spur revenge desire

Maria Elena Ariashttp://www.blogger.com/profile/03281262758854952317noreply@blogger.comtag:blogger.com,1999:blog-286032245449200441.post-50241676597698761632010-04-05T16:39:00.001-04:002010-04-05T16:39:30.578-04:00

Effective today, the short sale process is simplified. The only problem: Many lenders don’t know it, and Realtors may have to convince them. Click here to read entire story:  New federal program for short home sales starts today

Maria Elena Ariashttp://www.blogger.com/profile/03281262758854952317noreply@blogger.comtag:blogger.com,1999:blog-286032245449200441.post-21253032936450572692010-04-05T06:18:00.001-04:002010-04-05T06:18:13.736-04:00

"Credit After Foreclosure, Bankruptcy, or Short Sale." It is an extremely useful document for those who have questions about how credit is affected by the various ways in which one might lose his or her home. Click here to read entire story:  Realty Times - Credit Consequences of Home Loss

Maria Elena Ariashttp://www.blogger.com/profile/03281262758854952317noreply@blogger.comtag:blogger.com,1999:blog-286032245449200441.post-38337518190241184672010-04-05T06:08:00.001-04:002010-04-05T06:08:39.413-04:00

Homeowners defaulting on mortgages today may be surprised to learn years from now that they still owe thousands of dollars—and a collection agency is coming after them to get it….REALTORS PLEASE TAKE NOTICE… Click here to read entire story:  Years after Loan Default, Homeowners May Still Owe | RISMedia

Maria Elena Ariashttp://www.blogger.com/profile/03281262758854952317noreply@blogger.comtag:blogger.com,1999:blog-286032245449200441.post-7061631549485147432010-04-05T05:55:00.001-04:002010-04-05T05:55:46.349-04:00

A 2009 U.S. District Court decision indicated that add-on fees – commonly known as transaction fees – not accompanied by specific services violate federal law. As a result, many large real estate brokers altered their commission rate and fee procedures Realtors click here to read entire story:  HUD clarifies realty add-on fees or transaction fees

Maria Elena Ariashttp://www.blogger.com/profile/03281262758854952317noreply@blogger.comtag:blogger.com,1999:blog-286032245449200441.post-58105430217149326072010-04-05T05:50:00.001-04:002010-04-05T05:50:55.204-04:00

Freddie Mac is moving to buoy the battered Florida condo market, waiving lending rules that made it harder to buy and sell units in many condo buildings.   Developers may now have an easier time selling units…. Click to read entire story: Freddie Mac easing lending rules on Fla. condos

Maria Elena Ariashttp://www.blogger.com/profile/03281262758854952317noreply@blogger.comtag:blogger.com,1999:blog-286032245449200441.post-19593238410666738592010-04-05T05:44:00.001-04:002010-04-05T05:44:48.574-04:00

These are sobering numbers……There are about 6 million homes in foreclosure or whose owners are several months behind in payments. ….. government programs to forestall foreclosures have helped keep these homes from hitting the market. That’s allowing prices to stabilize…... about 2 million homes per year will go on the market in the coming years Click here to read entire story:  Investors learn

Maria Elena Ariashttp://www.blogger.com/profile/03281262758854952317noreply@blogger.comtag:blogger.com,1999:blog-286032245449200441.post-58596340480106215952010-04-05T05:39:00.001-04:002010-04-05T05:39:04.712-04:00

The program requires lenders to reduce mortgage payments for three to six months for unemployed homeowners. It also encourages mortgage servicers to consider reducing principal for borrowers who stay current on their loans. Click here to read entire story:  Expanded mortgage aid program should cut foreclosures

Maria Elena Ariashttp://www.blogger.com/profile/03281262758854952317noreply@blogger.comtag:blogger.com,1999:blog-286032245449200441.post-41989496881804303222010-04-04T21:53:00.001-04:002010-04-04T21:53:20.089-04:00

A run-up in housing prices contributed to the downfall of real estate, but now some appraisers fear low-ball valuations could lead to the next market muddle Click her to read entire story:  Appraisers say cheaper valuations open door for short-sale abuses

Maria Elena Ariashttp://www.blogger.com/profile/03281262758854952317noreply@blogger.comtag:blogger.com,1999:blog-286032245449200441.post-55976348715216808952010-04-01T19:01:00.001-04:002010-04-01T19:01:50.298-04:00

Something unusual happened over the past few weeks. Bank lending in the U.S. didn't fall significantly. Click here to read entire story: Bank Lending Indicates America Is On The Mend - Forbes.com

Maria Elena Ariashttp://www.blogger.com/profile/03281262758854952317noreply@blogger.comtag:blogger.com,1999:blog-286032245449200441.post-23145201960773561192010-04-01T07:41:00.001-04:002010-04-01T07:41:45.256-04:00

What happens after the tax credit goes away? Is the housing market toast in the second half of the year? “In the immediate months after the tax credit deadline, home sales will fall notably”   as stated by Lawrence Yun Ph.D. , Chief Economist National Association of Realtors.  But wait, there’s more interesting news.  Read on…. FBook friends, please click “View Original Post” Click here to

Maria Elena Ariashttp://www.blogger.com/profile/03281262758854952317noreply@blogger.comtag:blogger.com,1999:blog-286032245449200441.post-60972041180729124782010-04-01T07:31:00.001-04:002010-04-01T07:31:41.069-04:00

One of the proven ways to generate leads from the Web is with a "stealth" Web site. The question is: Are you putting your license at risk by using this strategy? Fbook friends, click “View Original Post” Click here to read entire story:  'Stealth' marketing pays off | Real Estate and Technology News for Agents, Brokers and Investors | Inman News

Maria Elena Ariashttp://www.blogger.com/profile/03281262758854952317noreply@blogger.comtag:blogger.com,1999:blog-286032245449200441.post-1805193499023748812010-03-30T20:51:00.001-04:002010-03-30T20:51:12.961-04:00

 Broward County begins online foreclosure auctions Tuesday, a move expected to clear the backlog of cases and attract people worldwide who can now bid on properties from home. FBook friends: click view Original Post Go here to read entire story:  Online foreclosure auctions: Broward County will move foreclosure auctions online Tuesday to help reduce backlog of cases - South Florida

Maria Elena Ariashttp://www.blogger.com/profile/03281262758854952317noreply@blogger.comtag:blogger.com,1999:blog-286032245449200441.post-64238114632729737702010-03-29T11:35:00.001-04:002010-03-29T11:35:35.239-04:00

Short sales require patience , persistence and perseverance….but as a Realtor or Professional handling short sale negotiations for clients, it also requires CYA (Cover your ASSETS)!!!!! FBook friends click, View Original Post IN  a lot of short sales there can be a “taxable gain” on the sale. That’s right your client lost money, and owes the IRS money, it goes on their tax return as income!.

Maria Elena Ariashttp://www.blogger.com/profile/03281262758854952317noreply@blogger.comtag:blogger.com,1999:blog-286032245449200441.post-3561122355124182632010-03-26T15:16:00.001-04:002010-03-26T15:16:15.531-04:00

The Obama administration on Friday will announce broad new initiatives to help troubled homeowners, potentially refinancing several million of them into fresh government-backed mortgages with lower payments. FBook friends click View Original Post Go here to read entire story:  Big Expansion in Effort to Aid Homeowners Is Proposed - NYTimes.com

Maria Elena Ariashttp://www.blogger.com/profile/03281262758854952317noreply@blogger.comtag:blogger.com,1999:blog-286032245449200441.post-82532268181973589442010-03-24T22:10:00.001-04:002010-03-24T22:10:12.124-04:00

Bank of America Corp. will permanently cut up to 30 percent from home loan balances for tens of thousands of struggling borrowers under a new program that some predict will become industry norm. FBook friends click : View Original Post Go here to read entire story: Bank of America has new 'forgiveness' program to help struggling homeowners

Maria Elena Ariashttp://www.blogger.com/profile/03281262758854952317noreply@blogger.comtag:blogger.com,1999:blog-286032245449200441.post-91437975624471953252010-03-23T17:44:00.001-04:002010-03-23T17:44:59.685-04:00

Existing home and condo sales rose across the tri-county area and statewide in February, but prices continued to be depressed by foreclosures and short sales, according to the latest figures from Florida Realtors. FBook friends click View Original Post to read Go here to read entire story:  S. Fla. existing home, condo sales rise - South Florida Business Journal:

Maria Elena Ariashttp://www.blogger.com/profile/03281262758854952317noreply@blogger.comtag:blogger.com,1999:blog-286032245449200441.post-85350755615627968692010-03-22T21:53:00.001-04:002010-03-22T21:53:12.684-04:00

WASHINGTON – March 22, 2010 – Some homeowners who sign up for the government’s mortgage assistance program are getting a nasty surprise: Lower credit scores. FBook friends: click on read original post Go here to read entire story:Credit scores can drop after getting loan help

Maria Elena Ariashttp://www.blogger.com/profile/03281262758854952317noreply@blogger.comtag:blogger.com,1999:blog-286032245449200441.post-35927143942539572932010-03-14T08:23:00.001-04:002010-03-14T08:23:57.417-04:00

From Inman News: While the Making Home Affordable Plan was promising at the outset, unfortunately it has not yet manifested the projected results. Many borrowers are having their permanent modifications rejected after successfully completing their trial modifications FBook Friends click on View original Post. Click here to read entire story:  Failed loan mod? Try again | Real Estate and

Maria Elena Ariashttp://www.blogger.com/profile/03281262758854952317noreply@blogger.comtag:blogger.com,1999:blog-286032245449200441.post-57068056602994558622010-03-12T15:22:00.001-05:002010-03-12T15:22:47.646-05:00

Out of the ashes of the downtown Miami condo collapse, a bright spot is emerging: a community of full-time residents slowly starting to turn the area into a 24/7 city. Facebook friends: click view original post Click here to read entire story: New life in the big city as condos filling up

Maria Elena Ariashttp://www.blogger.com/profile/03281262758854952317noreply@blogger.comtag:blogger.com,1999:blog-286032245449200441.post-51806832642834999372010-03-06T09:10:00.001-05:002010-03-06T09:10:45.767-05:00

Two years after swallowing the troubled mortgage giant Countrywide Financial, Bank of America trails other major U.S. lenders in resolving troubled home loans through short sales or modified loan terms.  The lender, one of the nation’s biggest banks, holds more than a million mortgages that are months behind on their payments – FBook Friends:  Click on view original post Click here to read

Maria Elena Ariashttp://www.blogger.com/profile/03281262758854952317noreply@blogger.comtag:blogger.com,1999:blog-286032245449200441.post-48651501405383837852010-03-04T09:03:00.001-05:002010-03-04T09:09:42.560-05:00

Condo Vultures reports:Under $250,000 Condos Flood South Florida MarketMore than two-thirds of the 41,000 condominium units and townhouses available for resale in the tricounty South Florida region have an asking price below $250,000, according to a new report from CondoVultures.com.By comparison, only 40 percent of the nearly 27,000 single-family houses for resale in Miami-Dade, Broward, and

Maria Elena Ariashttp://www.blogger.com/profile/03281262758854952317noreply@blogger.comtag:blogger.com,1999:blog-286032245449200441.post-59777799522313068142010-03-04T08:43:00.001-05:002010-03-04T08:43:40.956-05:00

The latest spin on government-sponsored mortgage modifications, demands that home owners provide an initial package of documents before the first phase of a modification can begin. FaceBook friends, click on view original post Click here to read story:  Realty Times - Feds Help Speed Up Your Mortgage Modification

Maria Elena Ariashttp://www.blogger.com/profile/03281262758854952317noreply@blogger.comtag:blogger.com,1999:blog-286032245449200441.post-71304967928806807972010-03-02T15:44:00.001-05:002010-03-02T15:44:20.614-05:00

After losing residents for the first time in more than a half century in the last year, Florida is on target to add about 23,000 residents between April 1, 2009, and this April, according to population projections released today by the University of Florida’s Bureau of Economic and Business Research. Facebook friends:  Click view original post Click here to read entire story: Florida

Maria Elena Ariashttp://www.blogger.com/profile/03281262758854952317noreply@blogger.comtag:blogger.com,1999:blog-286032245449200441.post-82454984113127100282010-03-01T12:00:00.001-05:002010-03-01T12:00:06.358-05:00

When it comes to the current housing recovery, never assume the path leads straight up. That's just not the way it's playing out. As the economic and real estate numbers this week suggest, it's more like two steps forward, one step back, one step sideways. Facebook friends: click view original post Click here for entire story:  Realty Times - Real Estate Outlook: Reading the Numbers

Maria Elena Ariashttp://www.blogger.com/profile/03281262758854952317noreply@blogger.comtag:blogger.com,1999:blog-286032245449200441.post-81877004060060807242010-03-01T06:52:00.001-05:002010-03-01T06:52:10.029-05:00

WASHINGTON – Feb. 26, 2010 – A federal program designed to help owners losing their homes – those owners who cannot hold onto their property even with existing federal aid – also impacts allowable commissions for Realtors and a licensee’s ability to offer commission rebates to buyers and sellers. FBook friends:  Click view original post to read story Click here to read story:HAFA home sale

Maria Elena Ariashttp://www.blogger.com/profile/03281262758854952317noreply@blogger.comtag:blogger.com,1999:blog-286032245449200441.post-38844919727698777722010-02-25T07:01:00.001-05:002010-02-25T07:01:19.697-05:00

There is no way to spin it. Commercial real estate is in serious trouble, and without financing it will get worse. The Foreign Investment in Real Property Tax Act (FIRPTA) should be substantially amended or repealed in order to attract much-needed capital to the domestic real estate markets. Facebook friends:  Click view original post Click here to read entire story:  Realty Times - Commercial

Maria Elena Ariashttp://www.blogger.com/profile/03281262758854952317noreply@blogger.comtag:blogger.com,1999:blog-286032245449200441.post-8516253245241229502010-02-25T06:52:00.001-05:002010-02-25T06:52:47.000-05:00

Homeowners filing for the home buyer tax credit are not allowed to use electronic filing and must file hard copies due to special documentation requirements. The new home buyer tax credit filing rules are to ward off a repeat of 90,000 taxpayers who fraudulently claimed the credit, according to the U.S. Treasury. Facebook friends, click view original story tab to read. Blog friends : Click

Maria Elena Ariashttp://www.blogger.com/profile/03281262758854952317noreply@blogger.comtag:blogger.com,1999:blog-286032245449200441.post-54053749283864992162010-02-24T06:40:00.001-05:002010-02-24T06:40:08.116-05:00

February 24, 2010—Mention e-mail marketing to real estate agents and you may find that many are still hesitant to move away from their tried-and-true snail mail methods. Others, however, are rapidly discovering that e-mail marketing is just about one of the most effective means of generating sales. Click here to read story: 8 Reasons Why E-mail Marketing Works | RISMedia Facebook friends click

Maria Elena Ariashttp://www.blogger.com/profile/03281262758854952317noreply@blogger.comtag:blogger.com,1999:blog-286032245449200441.post-75310304067326989372010-02-23T16:54:00.001-05:002010-02-23T16:54:24.334-05:00

With so many distressed homeowners owing more than their homes are worth, short sales have become lifelines. These types of sales make up more than half of the homes on the market in the Tampa Bay area. Generally, this means the mortgage lender has agreed to allow the home to sell for market value. The lender writes off the rest of the debt, and the homeowner walks away. But is it really

Maria Elena Ariashttp://www.blogger.com/profile/03281262758854952317noreply@blogger.comtag:blogger.com,1999:blog-286032245449200441.post-18333427767864834642010-02-18T08:45:00.001-05:002010-02-18T08:45:21.202-05:00

A short sale could be a better deal than bankruptcy or foreclosure, but it can also sap your time, wither your credit score and well, cost you money. Click here for entire story:Realty Times - Short Sale Transaction a Tall Order You need a TEAM to successfully close on your shortsale…….WE are here to help…We are successfully closing shortsales daily!!!!! Contact me and i’ll let you know how we

Maria Elena Ariashttp://www.blogger.com/profile/03281262758854952317noreply@blogger.comtag:blogger.com,1999:blog-286032245449200441.post-15070661271846336532010-02-17T06:32:00.001-05:002010-02-17T06:32:52.971-05:00

A ground-breaking South Florida court decision has paved the way to a legal solution for condominium and homeowners associations to address the under-reported but highly commonplace practice of banks stalling their foreclosures. Banks may engage in this tactic in an effort to delay taking title to financially upside down units and avoiding payment of past due assessments and legal fees due to

Maria Elena Ariashttp://www.blogger.com/profile/03281262758854952317noreply@blogger.comtag:blogger.com,1999:blog-286032245449200441.post-83262920767882321282010-02-15T20:56:00.001-05:002010-02-15T20:56:40.310-05:00

  – Nearly half of South Florida homes sold in December did so at a loss, a 4 percent increase from the previous year and a “disturbing” sign for anyone with a home on the market. Click here for entire story:Half of South Florida homes sell for a loss Facebook friends read story here:  http://colonialnewsletter.blogspot.com/

Maria Elena Ariashttp://www.blogger.com/profile/03281262758854952317noreply@blogger.comtag:blogger.com,1999:blog-286032245449200441.post-62615540899548262732010-02-13T11:36:00.001-05:002010-02-13T11:36:32.394-05:00

Think there are all kinds of crazy deals to be had in today’s real estate market?   Think AGAIN~~~ Click here to read entire story :Lots of bargains? Not so, Fla. homebuyers say FBook Fans read story our Blog:  http://colonialnewsletter.blogspot.com/

Maria Elena Ariashttp://www.blogger.com/profile/03281262758854952317noreply@blogger.comtag:blogger.com,1999:blog-286032245449200441.post-20259338389916303362010-02-12T12:15:00.000-05:002010-02-12T12:16:25.239-05:00

Video Marketing and Mortgage News Designed for Mortgage and Real Estate Sales

Maria Elena Ariashttp://www.blogger.com/profile/03281262758854952317noreply@blogger.comtag:blogger.com,1999:blog-286032245449200441.post-58981955776492926592010-02-12T11:13:00.001-05:002010-02-12T11:13:24.789-05:00

Distressed Florida homeowners whose loans were financed by CitiMortgage may be able to stay put for a while and avoid the pain of foreclosure proceedings under a new program, the company said Thursday.The deed-in-lieu program – which, beginning Friday, will be tested in Florida and five other states – allows those facing foreclosure to remain in their homes for six months, in exchange for

Maria Elena Ariashttp://www.blogger.com/profile/03281262758854952317noreply@blogger.comtag:blogger.com,1999:blog-286032245449200441.post-44998508092294374442010-02-09T22:45:00.001-05:002010-02-09T22:45:43.887-05:00

The New GFE's & HUD-1 Seminar Don't miss this seminar with: MARIA ELENA ARIAS! Join Our Mailing List! "The New Rules of the Game" The playing field has changed...do you know the new rules and how they affect your customers and your closings? The GFE's on 1st... The Hud's on 2nd...and Who's on 3rd...? You, the REALTOR in the know!!! Where:

Maria Elena Ariashttp://www.blogger.com/profile/03281262758854952317noreply@blogger.comtag:blogger.com,1999:blog-286032245449200441.post-41360230802654891142010-02-09T07:58:00.001-05:002010-02-09T07:58:03.639-05:00

It's a fairly rare event, but now and then most of the important economic directional signs go positive, and this is one of those weeks. Click here for story:  Realty Times - Real Estate Outlook: Positive Movement Blog:  http://colonialnewsletter.blogspot.com/

Maria Elena Ariashttp://www.blogger.com/profile/03281262758854952317noreply@blogger.comtag:blogger.com,1999:blog-286032245449200441.post-85493094642168994232010-02-06T18:20:00.001-05:002010-02-06T18:20:52.237-05:00

You've probably heard that the Obama administration's budget sent to Congress last week emphasizes helping small businesses around the country, but you may not know that it also includes lots more potential financing opportunities for purchasers, owners and rehabbers of commercial real estate. Click here to read entire report:   Realty Times - Investor Report: Financing Opportunities

Maria Elena Ariashttp://www.blogger.com/profile/03281262758854952317noreply@blogger.comtag:blogger.com,1999:blog-286032245449200441.post-27399035294114632332010-02-06T18:17:00.001-05:002010-02-06T18:17:19.857-05:00

.” A new era is blossoming, “The suburban century is over. This is the urban century." Very interesting data on the future of housing. Click here to read entire story:  Realty Times - Housing Affected by Demographic Trends

Maria Elena Ariashttp://www.blogger.com/profile/03281262758854952317noreply@blogger.comtag:blogger.com,1999:blog-286032245449200441.post-52139186688257776332010-02-04T07:32:00.001-05:002010-02-04T07:32:32.175-05:00

On November 30, 2009, the Treasury Department released guidelines and forms for its new Home Affordable Foreclosure Alternatives Program (HAFA). HAFA is part of the Home Affordable Modification Program (HAMP). HAFA provides incentives in connection with a short sale or a deed-in-lieu of foreclosure (DIL) used to avoid foreclosure on a loan eligible for modification under the HAMP program.

Maria Elena Ariashttp://www.blogger.com/profile/03281262758854952317noreply@blogger.com